A full range of business funding options, each structured around the way your company actually operates.
Clover Health Advisors helps established businesses access the capital they need to stabilize, expand, and thrive. Below is an overview of the funding solutions we most commonly help our clients structure. Every engagement begins with understanding your goals — the products are simply the tools we use to reach them.
When growth depends on having cash on hand, a working capital loan gives you the flexibility to cover payroll, purchase inventory, manage receivables, and seize time-sensitive opportunities. We help you size the funding correctly so you borrow what you need without overextending your operation.
For businesses with strong, recurring sales, revenue-based financing offers repayment that flexes with your performance. When sales are strong you pay more; when they soften, your obligation eases. It is an especially good fit for seasonal businesses and those experiencing rapid growth.
Acquire the machinery, vehicles, technology, or fixtures your business needs while keeping your cash reserves intact. The equipment itself typically secures the funding, which can make this an efficient way to invest in productive assets that pay for themselves over time.
Whether you are launching a new product line, hiring ahead of demand, or investing in a marketing push, general business funding provides the capital to act with confidence. We help you align the amount and structure with the milestones you are working toward.
Sometimes you need capital to span a defined gap — a large contract, a seasonal ramp, or the opening of a new location. Bridge and expansion funding is structured around those specific milestones, giving you room to execute without straining your ongoing operations.
Clover Health Advisors